One of the big hard trends at the moment stemming from increases in computing power, bandwidth and storage, is the rise of the smart phone as the 21st century Swiss army knife.

Microsoft are investing heavily in cutting edge research, such as this to turn an ordinary mobile phone into a 3D scanner.

There are more observations and possibilities that can be drawn from this than I have space for here – but I would say to kiwi SME owners, that they need to be constantly “watching this space” for opportunities or threats to their business models coming from their mobile phones. Just as Uber is disrupting the taxi industry, other apps may be about to disrupt yours. Of course, if your glass is half full, then these apps could be just what you need to help your competitive advantage!